spacebug: (Default)
spacebug ([personal profile] spacebug) wrote2006-01-12 11:31 am

Hey financial planners!

So, even though I realize that I haven't paid off my last gear purchase or spent my christmas money on, say, a flight to go visit friends cross country, it still seems like I'm doing a pretty good job of living within or just beneath my means. Would a better way to put extra money to use be:

a) buy myself more presents!
b) start putting some money into my pathetic little savings account
c) make larger monthly student loan payments
d) look into those weird things on the car before they get weirder

or some combination of a few/all of these?

[identity profile] riotdorrrk.livejournal.com 2006-01-12 05:47 pm (UTC)(link)
b primarily, and a little bit of d. you should always be paying at least a little bit over the 'billed' amount on the student loans, anyways, but that's not too concerning - you will be much better off if your savings account interest rate is higher than the interest rate on your loans, and putting into savings as much as you can set aside.