Hey financial planners!

[spacebug]

So, even though I realize that I haven't paid off my last gear purchase or spent my christmas money on, say, a flight to go visit friends cross country, it still seems like I'm doing a pretty good job of living within or just beneath my means. Would a better way to put extra money to use be:

a) buy myself more presents!
b) start putting some money into my pathetic little savings account
c) make larger monthly student loan payments
d) look into those weird things on the car before they get weirder

or some combination of a few/all of these?

Comments

[ilexcassine.livejournal.com]

I'd save some money for an emergency cushion, so b (which also serves as default d, in a pinch). Also, I agree with the others, start an IRA. If you start them when you are younger they can rack up money better than if you wait till you are forty. And most of them can be used for house down payments for your first house and (I think) emergency health payments (with the caveat that you have to pay the amount back in at some point).